If you do not have any form of dental insurance, you are not alone - many Americans are in the same situation. Traditional insurance helps with dental expenses, but they also have complex rules and limitations. Our dental savings plan provides an alternative way for the uninsured to save in a simple and convenient format. The following are a few of the benefits you will receive:
No Yearly Maximum
Traditional insurances often have a $1000 to $2000 yearly limit. Our savings plan has no such limits.
No Deductibles, No Claim Forms
Our plan is simple – one low yearly fee, to cover your checkups and cleanings, and a discount on all other services.
All Procedures Included
Most insurance will not cover cosmetic or elective services. With our plan, all services receive a 10% to 20% discount.
No Waiting, No Guessing
No pre-authorizations needed.. No hoping your treatment will be covered. No age limitations. No frequency limits. Your discounts apply immediately.
Pre-Existing Conditions Covered
Pre-existing conditions have no effect on your savings with our plan.
- Dual Plan is for Parent/Child or Spouse
- Cannot be used in conjunction with another dental plan
- No refunds on premiums will be issued at any time if participant decides to utilize dental plan.
- Patient’s portion of bill is due day of service.
EXCLUSIONS & LIMITATIONS
- Services for injuries under workman’s comp.
- Treatment which, in sole opinion of the treating dentist or doctor, lies outside the realm of their capability
- Referrals to specialists
- Hospitalization or hospital charges of any kind
- Costs of dental which are covered under automobile medical
|Prophylaxis (2 visits)||Periodontal Prophylaxis (4 visits)|
|Family of 3||$930|
|Family of 4||$1240 Additional $200/member|
|Savings Plus||Additional $210/member|
DIAGNOSTIC & XRAYS
|Comprehensive Exam New Patient & Initial Visit||100%|
|Periodic Exam (1 per year) 18 & under (2 per year)||100%|
|Limited Oral Exam||100%|
|Complete Series 1 every 5 years||100%|
|Periapical, First Film||100%|
|Periapical, Each Additional Film||100%|
|Bite Wings (1 per year)||100%|
|Child Cleaning (Prophylaxis)||100%|
|Adult Cleaning (Prophylaxis)||100%|
|Fluoride Treament, No Age Limit||100%|
|Fillings & Core Buildups||10%|
|Periodontics Not to be combined with Savings Plus||15%|
|Scaling & Root Plaining||15%|